Terms of Service

These Terms of Service (“Terms”) govern your access to and use of the BAAS Kit Pro website located at baaskitpro.com(“the Platform”) and any software templates, files, documentation, or other materials made available through it (“the Products”).

By accessing the Platform, completing a purchase, or downloading any Product, you agree to be bound by these Terms. If you do not agree to these Terms, you must not use the Platform or purchase any Product.

These Terms constitute a legally binding agreement between you (or the company you represent) and BAAS Kit Pro. References to “we”, “us”, or “our” refer to BAAS Kit Pro. References to “you” or “your” refer to you as an individual or the legal entity you represent.

BAAS Kit Pro sells software templates, UI components, starter codebases, and related documentation only. Our Products are developer tools and design assets. They do not constitute, and are not a substitute for, licensed financial services, regulated payment products, banking infrastructure, custody services, credit facilities, or any other regulated financial activity.

Nothing in our Products, website, documentation, or communications constitutes financial, legal, regulatory, investment, or compliance advice. You are solely responsible for engaging qualified legal and regulatory counsel before operating any product or service built using our templates.

Subject to full payment and ongoing compliance with these Terms, BAAS Kit Pro grants you a limited, non-exclusive, non-transferable, non-sublicensable licence to:

• Download, install, and modify the purchased Product for your own internal business purposes
• Deploy one (1) production instance of the modified Product per licence purchased, unless otherwise specified in writing at the time of purchase
• Use the Product as the technical foundation for a client project if you hold an agency licence tier

This licence does not permit you to:

• Resell, redistribute, sublicence, or otherwise transfer the original or substantially unmodified Product to any third party
• Include the Product in a software-as-a-service offering, template marketplace, or product library that competes with BAAS Kit Pro
• Remove, obscure, or alter any copyright, trademark, or proprietary notices in the Product
• Share the Product files, source code, or access credentials with individuals outside your licensed organisation

All Products, including all source code, design assets, documentation, and associated intellectual property, remain the exclusive property of BAAS Kit Pro or its licensors. Your purchase grants a licence to use the Product as described above — it does not transfer ownership or any intellectual property rights to you.

Any modifications, extensions, or derivative works you create based on our Products remain subject to the original licence terms with respect to the underlying BAAS Kit Pro code. Modifications you author are your own intellectual property, provided they do not constitute a redistribution of the original Product.

All prices are displayed in United States Dollars (USD) unless otherwise stated. Prices are subject to change without notice; however, the price applicable at the time of your purchase will be honoured.

Due to the digital nature of our Products, all sales are final. We do not offer refunds once a Product has been downloaded or access credentials have been issued, except where required by applicable consumer protection law.

If you experience a technical issue that prevents access to a purchased Product, please contact us at legal@baaskitpro.com within 7 days of purchase and we will work to resolve the issue or, at our sole discretion, issue a credit or refund.

BAAS Kit Pro is not a bank, e-money institution, payment institution, investment firm, or any other type of regulated financial services provider.

Our software templates are provided for development and demonstration purposes. If you deploy a product built on our templates to provide real financial services — including but not limited to accepting deposits, issuing e-money, processing payments, issuing cards, providing credit, or managing investments — you must independently:

• Obtain all required regulatory licences and authorisations in every jurisdiction you operate
• Partner with appropriately licensed and regulated financial institutions and infrastructure providers
• Implement all required compliance programmes (AML, KYC, KYB, sanctions screening, etc.)
• Comply with all applicable laws, regulations, and regulatory guidance
• Maintain all required financial and operational risk controls

BAAS Kit Pro accepts no liability for your failure to obtain appropriate authorisations or to comply with applicable law. Any regulatory penalties, enforcement actions, financial losses, or third-party claims arising from your use of our Products are your sole responsibility.

Our Products are provided “as is” and “as available” without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

We do not warrant that our Products will meet your requirements, operate without interruption or error, be compatible with all software or systems, or be free from bugs or security vulnerabilities. You are responsible for testing Products in your environment before deploying them in a production context.

To the maximum extent permitted by applicable law, BAAS Kit Pro and its directors, employees, contractors, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, loss of data, business interruption, or regulatory penalties, arising from or in connection with your use of our Products or Platform, even if we have been advised of the possibility of such damages.

Our total aggregate liability to you for any claims arising under or related to these Terms shall not exceed the total amount paid by you to BAAS Kit Pro in the twelve (12) months preceding the event giving rise to the claim.

You agree to indemnify, defend, and hold harmless BAAS Kit Pro, its directors, employees, contractors, and affiliates from and against any claims, damages, losses, costs, and expenses (including reasonable legal fees) arising out of or in connection with: (a) your use of our Products; (b) your breach of these Terms; (c) any product or service you build using our Products; (d) your violation of any applicable law or regulation; or (e) any third-party claims relating to financial services you provide.

You agree not to use the Platform or Products to:

• Violate any applicable law, regulation, or third-party rights
• Conduct any fraudulent, deceptive, or illegal financial activity
• Create products designed to deceive consumers about the regulated status of financial services
• Reverse-engineer, decompile, or extract the underlying source code beyond what is already provided in the Product files
• Attempt to circumvent any access controls, licence mechanisms, or security measures

We reserve the right to suspend or terminate your access to the Platform and your licence to use our Products if you breach these Terms or engage in conduct that we reasonably determine is harmful to BAAS Kit Pro, other users, or third parties.

Upon termination: (a) your licence to use our Products ceases immediately; (b) you must destroy or delete all downloaded copies of the Products; and (c) any deployed production instances must be taken offline within 30 days.

We may update these Terms from time to time. When we do, we will revise the “Last updated” date above. If the changes are material, we will provide reasonable notice via email or a notice on the Platform. Your continued use of the Platform after changes are posted constitutes your acceptance of the revised Terms.

These Terms are governed by and construed in accordance with the laws of the State of Montana, United States, without regard to its conflict-of-law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the state and federal courts located in Montana, United States, unless otherwise required by applicable consumer protection law in your jurisdiction.

If you have any questions about these Terms or wish to report a concern, please contact us: