The fintech platform you license forever

a fraction of the time and cost of building in-house, built to institutional standard.

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100%

Banking-as-a-Service Platform

Full source-code access, licensed to you. Not a seat on someone else's.

Fixed

one-time licence fee — no recurring platform costs

100%

source-code access — no runtime royalties, no lock-in

0

middleware intermediaries in your money-movement path

20+

production-grade fintech templates across every BaaS vertical

TRUSTED BY TEAMS BUILDING
Neobank ProRemit GlobalVaultFiCardOpsTradeLedgerClearPay SG

Platform features

Six modules that make a complete licensed platform

Every module ships as full source code. Configure what you need, connect your own bank and rails, white-label the experience.

Browse all 20 templates

01

Client Portal

Client Portal

A branded financial experience your customers trust — and you control.

02

Admin Operating
System

Admin Operating
System

Run the entire platform, with the controls examiners look for, from one operating system.

03

Payments & Wallets

Payments & Wallets

Money movement with segregation, reconciliation, and audit built into the model.

04

Compliance &
Case Management

Compliance &
Case Management

Onboarding, screening, and review — organised, evidenced, and audit-ready.

05

API-First
Architecture

API-First
Architecture

Integrate your bank, rails, and compliance vendors without a re-architecture.

06

White-Label
Branding

White-Label
Branding

Your product, your identity, your code — end to end.

Ship your

API Fast,
without the
guesswork.

Full API reference, live sandbox, SDK quickstarts, and webhook testing — all in one place. Engineers are productive from day one.

01.Interactive API Explorer

Test every endpoint live — no Postman required

02.Sandbox Environment

Full test credentials, mock data, and webhook replay

03.SDK in 6 Languages

Node, Python, Go, Ruby, PHP, Java — generated from OpenAPI

Compliance Console

AML. KYC. Sanctions.
All built in.

Full compliance stack with AML screening, KYC workflow, sanctions checking, and a complete audit trail — Sumsub-ready with local fallback engine included.

01

KYC Workflow Engine

KYC Workflow Engine

Document verification, liveness check, PEP/sanctions screening

02

Transaction Monitoring

Transaction Monitoring

Rule-based AML engine with configurable risk scoring

03

Sumsub Integration

Sumsub Integration

Authorised Sumsub partner — deploy identity verification in days

Ledger & Payments

Your ledger.Your money.Your rules.

Double-entry ledger, multi-currency wallets, full transaction lifecycle management, and reconciliation engine - running on your infrastructure, never a third-party's.

Team meeting in a workspace

Multi-Currency Wallets

USD, EUR, GBP, SGD, and 40+ currencies with live FX rates

Double-Entry Accounting

Immutable audit ledger - every debit matched with a credit

Reconciliation Engine

Automated end-of-day reconciliation with exception reporting

Admin Portal

Full back-office control.Out of the box.

Complete operational back-office with RBAC, customer management, transaction monitoring, and real-time dashboards - included in your licence, no per-seat fee.

RBAC & Permissions

RBAC & Permissions

Operational Dashboards

Operational Dashboards

Customer CRM

Customer CRM

Mobile App

Native iOS & Android.Your brand. Full source.

Ship a white-label neobank app to the App Store and Google Play in a fraction of the time of a from-scratch build. Built on React Native, complete source code included, zero per-user fees.

Mobile banking app interface

iOS & Android from a single codebase — accounts, cards, FX, send money

Market Context

A fast-growing market that just learned a hard lesson about control

~$30–45B

Estimated 2026 global BaaS market [1,2,3,4]

9–18 mo

To build a regulated platform from scratch [5,6]

13–19%

Forecast CAGR across major research houses [1,2,4]

25–40%

Of a fintech build that is compliance alone [5]

Embedded finance is one of the defining software opportunities of the decade. Independent researchers estimate the global BaaS market at roughly USD 30–45 billion in 2026, growing to between USD 66–108 billion within five to eight years at CAGRs of 13–19%.

In 2024, the industry also learned what happens when speed outruns control. When a major BaaS middleware provider collapsed, an estimated USD 85–96 million in end-customer funds were frozen — not because the money was gone, but because no single party held an authoritative, reconciled ledger.

BAAS Kit Pro exists for teams that took the lesson seriously: license your platform, own your ledger, own your destiny — in a fraction of the time and cost of building in-house.

comparison

Build vs Buy vs License

Factor

Time to launch

Source-code access

Recurring platform fee

Ledger control

AML / KYC included

Exit / migration risk

Upfront cost

Build From Scratch

12–24 months

full

none

full

~ Build your own

low

$500K–2M+

BAAS Middleware

2–4 months

None

$10K–100K+/mo

Third-party ledger

~ Partial coverage

High lock-in

Low setup

BAAS KIT PRO (Licensed)

A fraction of the time

Full — perpetual licence

None after licence

Your own ledger

Built-in + Sumsub

No lock-in

Fraction of build

Consulting

We don't just sell software.

Specialist firm for building fintech suites — and the teams that run them. Five practice areas, one engagement model.

01Technology & Platform
Technology & Platform

Architecture design, implementation delivery, and stack selection for regulated environments.

02AML & Compliance Tech
AML & Compliance Tech

Transaction monitoring tuning, KYC workflow design, and regulatory technology integration.

03Training & Enablement
Training & Enablement

Structured programmes to build internal capability across engineering and compliance.

04Outsourcing & Staffing
Outsourcing & Staffing

Embedded specialists and managed-function models for fast-growing fintech operations.

05CX & Operations
CX & Operations

Customer journey design, process mapping, and service delivery optimisation.

4 Week Avg time to launch

100% Source code ownership

0% Recurring platform fee

20+ Fintech templates

Pricing

Simple, transparent pricing

One-time licence fee. No subscriptions. No hidden costs.

Starter
Contact for pricing
One time licence
1 platform template
Full source code
Basic white-labelling
Admin dashboard
6 months email support
Enquire Now
Professional
Contact for pricing
One time licence
Up to 3 platform templates
Complete white-labelling
KYC / compliance module
12 months priority support
API integration guides
Enquire Now
Premium
Contact for pricing
One time licence
Up to 6 platform templates
Multi-tenant support
Extended API architecture
Custom branding assets
18 months priority support
Enquire Now
Enterprise
Contact for pricing
Custom licensing
All 20 platform templates
Bespoke feature development
SLA-backed support
White-glove implementation
NDA & legal support
CONTACT SALES
Save 25% with any service add-on

Bundle a Consulting, Support, Project Management, or Dev Retainer service with your platform licence and get 25% off.

COMMON questions

The questions serious
buyers actually ask.

2/6
"Are you a bank or holding my customers’ money?"
"Can I change banks or vendors later?"

Yes. The architecture is modular and the integrations are configurable, so you can swap a bank, processor, or KYC/AML provider without rewriting the platform.

"Is it really production-grade?"
"What happens to me if you go away?"
"How do you handle compliance?"
"Any recurring fees after the licence?"
READY TO BUILD?

The time-to-
market of buying.
The control of building.

A fraction of the time and cost of building in-house — on a platform licensed to you, forever, run by a team we help you build. Add your brand. Configure your modules. Connect your licensed rails. Keep control of your ledger and your licensed source code.