01
a fraction of the time and cost of building in-house, built to institutional standard.
100%
Banking-as-a-Service Platform
Full source-code access, licensed to you. Not a seat on someone else's.
Fixed
one-time licence fee — no recurring platform costs
100%
source-code access — no runtime royalties, no lock-in
0
middleware intermediaries in your money-movement path
20+
production-grade fintech templates across every BaaS vertical
Platform features
Six modules that make a complete licensed platform
Every module ships as full source code. Configure what you need, connect your own bank and rails, white-label the experience.
Browse all 20 templates02
Admin Operating
System
03
Payments & Wallets
04
Compliance &
Case Management
05
API-First
Architecture
06
White-Label
Branding
Ship your
Full API reference, live sandbox, SDK quickstarts, and webhook testing — all in one place. Engineers are productive from day one.
Compliance Console
AML. KYC. Sanctions.
All built in.
Full compliance stack with AML screening, KYC workflow, sanctions checking, and a complete audit trail — Sumsub-ready with local fallback engine included.
01
KYC Workflow Engine
KYC Workflow Engine
Document verification, liveness check, PEP/sanctions screening
02
Transaction Monitoring
Transaction Monitoring
Rule-based AML engine with configurable risk scoring
03
Sumsub Integration
Sumsub Integration
Authorised Sumsub partner — deploy identity verification in days
Ledger & Payments
Your ledger.Your money.Your rules.
Double-entry ledger, multi-currency wallets, full transaction lifecycle management, and reconciliation engine - running on your infrastructure, never a third-party's.

Multi-Currency Wallets
USD, EUR, GBP, SGD, and 40+ currencies with live FX rates
Double-Entry Accounting
Immutable audit ledger - every debit matched with a credit
Reconciliation Engine
Automated end-of-day reconciliation with exception reporting
Admin Portal
Full back-office control.Out of the box.
Complete operational back-office with RBAC, customer management, transaction monitoring, and real-time dashboards - included in your licence, no per-seat fee.
RBAC & Permissions

RBAC & Permissions
Granular role definitions — ops, compliance, support, finance
Operational Dashboards

Operational Dashboards
Real-time BI, revenue analytics, cohort analysis, and reporting
Customer CRM

Customer CRM
Full customer 360 — accounts, cards, activity, support tickets
Mobile App
Native iOS & Android.Your brand. Full source.
Ship a white-label neobank app to the App Store and Google Play in a fraction of the time of a from-scratch build. Built on React Native, complete source code included, zero per-user fees.

iOS & Android from a single codebase — accounts, cards, FX, send money
A fast-growing market that just learned a hard lesson about control
Estimated 2026 global BaaS market [1,2,3,4]
To build a regulated platform from scratch [5,6]
Forecast CAGR across major research houses [1,2,4]
Of a fintech build that is compliance alone [5]
Embedded finance is one of the defining software opportunities of the decade. Independent researchers estimate the global BaaS market at roughly USD 30–45 billion in 2026, growing to between USD 66–108 billion within five to eight years at CAGRs of 13–19%.
In 2024, the industry also learned what happens when speed outruns control. When a major BaaS middleware provider collapsed, an estimated USD 85–96 million in end-customer funds were frozen — not because the money was gone, but because no single party held an authoritative, reconciled ledger.
BAAS Kit Pro exists for teams that took the lesson seriously: license your platform, own your ledger, own your destiny — in a fraction of the time and cost of building in-house.

Build vs Buy vs License
Time to launch
Source-code access
Recurring platform fee
Ledger control
AML / KYC included
Exit / migration risk
Upfront cost
12–24 months
full
none
full
~ Build your own
low
$500K–2M+
2–4 months
None
$10K–100K+/mo
Third-party ledger
~ Partial coverage
High lock-in
Low setup
A fraction of the time
Full — perpetual licence
None after licence
Your own ledger
Built-in + Sumsub
No lock-in
Fraction of build
We don't just sell software.
Specialist firm for building fintech suites — and the teams that run them. Five practice areas, one engagement model.
Architecture design, implementation delivery, and stack selection for regulated environments.
Transaction monitoring tuning, KYC workflow design, and regulatory technology integration.
Structured programmes to build internal capability across engineering and compliance.
Embedded specialists and managed-function models for fast-growing fintech operations.
Customer journey design, process mapping, and service delivery optimisation.
4 Week Avg time to launch
100% Source code ownership
0% Recurring platform fee
20+ Fintech templates
Simple, transparent pricing
One-time licence fee. No subscriptions. No hidden costs.
The questions serious
buyers actually ask.
Yes. The architecture is modular and the integrations are configurable, so you can swap a bank, processor, or KYC/AML provider without rewriting the platform.
The time-to-
market of buying.
The control of building.
A fraction of the time and cost of building in-house — on a platform licensed to you, forever, run by a team we help you build. Add your brand. Configure your modules. Connect your licensed rails. Keep control of your ledger and your licensed source code.
